Apply for One Main Financial BrightWay Credit Card @

Brightway Credit Card Application @ is the official site users can use to apply for the One Main Financial Brightway Credit Card. However, the Brightway Credit Card is only available to some customers as they have a limited number of cards. Go through this write-up to learn more about Brightway Credit card reviews, requirements and how to apply for one.

One Main Financial BrightWay Credit Card Reviews

The BrightWay credit card comes in 2 different types, the BrightWay+ and BrightWay card. Although the card may not be accessed by everybody, this is because you have to receive an invite with an 11-digit code before you can apply on for a credit card.

In addition, one of the major features of the BrightWay credit card is to manage/track your progress, using the mobile app and they also allow automatic payments. To add, the BrightWay+ credit card allows its users to pay on time with no annual fee.

How Good are OMF Cards?

The BrightWay card is owned by One Main Financial (OMF) and also issued by Web bank. The OMF card has distinct features like an absence of an activation fee, no security deposit, no overtime fee, unlimited cash back, rewards on credit limit increase and many other amazing features.

Now, you should make sure that you apply for a credit card on as soon as you receive the 11-digits code.

BrightWay Credit Card Limit

Both BrightWay+ and BrightWay cards have a credit limit. Well, the normal BrightWay card has a credit limit of $500 while the BrightWay plus has a credit limit of $3,000.

Benefits of Using the Bright Way Credit Card

The BrightWay credit card surely comes with its benefits, well here are some merits of using a BrightWay credit card;

  • Easy access to track your spending
  • You can also monitor all your payment progress
  • It provides an unlimited cashback of 1%
  • BrightWay card requires no security deposit, activation fee and over-limit fee
  • The BrightWay credit card allows its users to qualify for rewards (on credit limit increase & a lower rate as little as six months)
  • The BrightWay credit card gives its users access to graduate to a BrightWay+ credit card after they achieve four (4) milestone events.
  • Real human support for its customers

Types of BrightWay Credit Card by One Main Financial to Apply for @

The BrightWay platform has two (2) types of credit cards as mentioned earlier, which are the BrightWay card and BrightWay+ credit card. However, if you are on the normal BrightWay card, you can as well upgrade to the BrightWay+ card by achieving 4 milestone events.

In addition, the main difference between the two cards is the absence of an annual fee for BrightWay cards for which the regular users pay $65.

BrightWay Credit Card Pre Approval

Getting a pre-approval for your BrightWay card is advisable because it influences your annual income &existing debts. it also gives you a better chance of seeing your odds of approval from a personal loan & potential interest from One Main Financial.

Requirements to Apply for BrightWay Credit Card @

If you will like to apply for the BrightWay credit card, there are a few requirements you should know of. Luckily, this write-up will provide you with all the requirements you need to apply for a BrightWay credit card.

  • 11-digits Invitation code 

You will receive a mail from BrightWay providing you with the 11-digits code. This is the first requirement you need and the only way to apply for a bright credit card. Yeah, so without the code, you can’t have a Brightway credit card.

  • You will need to provide your full Name 
  • Also, your account number for BrightWay is needed
  • Last 4 digits of your SSN
  • Make sure you have your Zip code 

BrightWay Credit Card Offer Code

This is the 11-digit code BrightWay provides to their customer to apply for their credit cards. It is the only thing that will give you access to apply for a BrightWay credit card on However, this offer code is not available to everyone, it is only a limited number of their customers.

Therefore, if you are lucky to receive the code, you should not miss the opportunity, make sure you use the offer code using this URL,

How to Find the BrightWay Card Offer Code

If you are curious about how to find the offer code on or you haven’t just received yours yet. Here is how to look up your BrightWay offer code;

  • Open up any web browser and go to
  • If you have entered the site, the first box will need you to provide your Last Name 
  • Provide the next with your Zip Code
  • Then, type in your last 4 digits of SSN 
  • Lastly, click on the “Lookup offer” button.

One Main Financial BrightWay Credit Card Application Process

As said earlier, you should know that if you don’t have the offer code, the card application is impossible. However, if you have the code, that is when you can start your card application process. There are 2 ways of activating your BrightWay credit card. Either on their online platform or through customer service/ going to the nearest Web bank

How to Apply for BrightWay Credit Card Online @

Well, if you want to know the steps on how to apply for the BrightWay credit card online, this is for you. Go through the steps below on how to apply for the credit card on BrightWay;

  • Go to
  • Tap on the “enter offer code” and input your 11-digit code
  • Then, click on the “lookup offer” button
  • Next, you will be required to enter your SSN Address, Name Monthly, housing amount, and employer’s Salary.

NOTE; Once you have provided all the necessary details, submit it and patiently wait for the approval. The approval takes approximately 1 minute.

One Main Financial Customer Service

Open this link to visit the official website for OMF customer service. The service is designed to provide help to cardholders for BrightWay customers. Thus, customer service is there to attend to your needs, so if you have any issues with the application or any other problem, you should contact them as soon as possible.

FAQs about “”

No doubt You may seek answers to some questions when using the “” web page to apply for the One Main Financial BrightWay Credit Card. Below, are some popular Frequently Asked Questions (FAQs) about the Credit Card Application process.

Can I Apply for BrightWay Credit Card via the App?

Yes, you can. Using the app is even the easiest way to apply for the BrightWay credit card. Just download the app on your IOS or android device to get started.

Do I Need to Login into BrightWay to Apply for their Credit Card?

you do not need to log in to your account to apply for the BrightWay credit card. Once you are on this page, all you have to do is to enter your 11-digit code and then follow the prompts to finish the application.

How Long Will It Take to Receive My BrightWay Card?

when you are done with your BrightWay card activation, give it about 5-7 working days. you will then receive the card through the mail. However, for those that don’t receive their cards after a week time, you can then contact their customer service to complain to them.

How Do I Activate My New BrightWay Credit Card?

All you have to do is to either download the BrightWay mobile app to activate your new card or you can call customer service/ the number attached to your new card.

Open this link for more details on reviews, Frequently Asked Questions and Answers about the One Main Financial BrightWay Credit Card.

Take Away on “”

In conclusion, you should know that if you don’t know how to check if you have received the offer code, you should go to and put your details to find out if you have access to the 11-digit code. If you can find the offer code you should quickly rush and apply for the credit card on

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